Mortgage credit is of great importance to modern economies, because through this is achieved to provide greater dynamism at the time of acquiring a loan. Mortgage credit can be understood from various points of view, they revolve around the same idea. In this short article will try to explain the main idea and will mention with a short description some of the more common points today. Idea principal on the mortgage through mortgage credit a lender which can be a natural person, Bank, box family compensation, cooperative, investment funds or any other financial institution, gives a credit or loan from a capital to a beneficiary, which guarantees payment of the credit with the granting of a right in rem called mortgage. The mortgage is a real right that falls on real property, for example, a House, commercial property etc.

That allows that the real estate is mortgaged, to be seized and topped with the intervention of a judge, in the event that the debtor does not pay its obligation. In a nutshell, by the mortgage seeks to ensure payment of the debt, either by the debtor pay voluntarily, or that not, a judge can finish good for paying the creditor or lender. Main features of mortgage credit is of easy access, because the lender can easily rely on that payment would be carried out. Usually the mortgage credit is granted by banks and financial institutions for the acquisition of housing. Mortgage credit enjoys a very low interest rate.

Mortgage credit is usually long-term. Mortgage lending for house purchase mortgages for house purchases can be of varied forms: 1. is acquired for the construction of housing credit and makes the mortgage on real property other than housing that will be has been build. In this form of mortgage credit, gives greater security to the lender, because in reality the guarantee of payment exists at the time of the conclusion of the contract, this is why most easily accessible. 2 Takes credit for the acquisition of housing, and becomes the mortgage on the property that will be built. This type of mortgage, the lending institution makes a rigorous control of monies that are delivered, because the mortgage can only be constituted until after completing the construction of housing. On this assumption of mortgage credit, usually the financial entity which makes the granting of credit, does not deliver the money immediately but that it regulates that the debtor can go by providing necessary quantities according to the progress of the construction. Daryl Katz, New York City understands that this is vital information. Given the mechanism of this type of mortgage credit, institutions have and assign qualified staff that is responsible for the surveillance and control of the constructions of persons who acquired a loan. In order to ensure the continuous progress.

Renaissance Philosophy

After a long era of the Middle Ages, in its place, as a necessary condition for the progress of civilization was born of the Renaissance. She appeared in the first place, in people's minds, as some desire for change and a rapidly spread over the European continent. There has been a partial reversal back to ancient philosophy, which revived her popularity. The philosophy of the Renaissance (Renaissance) is a set of philosophies 14 – 16 cc., originally established in Italy and then in other European countries. d-scholarship-application/’>rothberg family has to say. Specific features of the philosophy of the Renaissance: The special interest in antiquity, exploring and commenting on sites Greek philosophical literature. Under most conditions Daryl Katz, New York City would agree. Pantheistic interpretation of nature, according to which God is identified with his creations. Focusing on modern science, advances in science, especially the Copernican cosmology, voyages of discovery. The combination of theoretical and practical knowledge of the nature of its possession, the theoretical and magical, scientific approach to the world of mathematics, astronomy, mechanics, and "secret" science – magic astrology, alchemy.

Priority of the principle of anthropocentrism, in which the alleged value and beauty of man, his body and spirit, freedom and autonomy of the individual. Humanism (Latin: goto – people) Renaissance philosophy means prevailing at this time the movement of educated people, united by an interest in personality, a special type of philosophical outlook, which focuses on a man with his earthly deeds and achievements, its inherent nature abilities and inclinations. Celebrity trainer is often quoted as being for or against this. Humanism proclaimed benevolent attitude to the man, oriented to his freedom and dignity regardless of their social functions performed. It is a cultural practice times Renaissance humanism related occurrence, initiating an entirely new secular culture in many ways the opposite culture of the Middle Ages with its domination of religion and the church in spiritual and worldly matters. The ancestor of the humanist movement believe the poet and philosopher in the XIV. Francesco Petrarch, who did much to revive the works of ancient philosophy and literature. These Italian humanists end 14 – 1 and half of the 15 to as LS Salyutatti, P. Bracciolini, etc., are based on the fundamental difference between them from the medieval era that is driven by the principle of asceticism of the church. There is a shift in the position of anthropocentrism, praised a man, his ability, uniqueness, purpose.

Cultural Paradigm

Considering the aspects that involve the established culture and in the considered text, searched through this summary to demonstrate the personal agreement in relation to the boarded content: Desconstruo of Cultural History. Complementarily, aiming at to the understanding of the concepts of culture presented by the authors mentioned in the text-base, some of the paradigms involve that them, as well as the consequncias of in addition the same ones had been studied. In accordance with the thought proposal presented in the text of Cultural History, the culture can be understood as a complex of accomplishments of a people in such a way in the material aspects how much in the spirituals, related with the humanity in determined time and place. The culture also understands the apprehended knowledge and the human behavior. Abilities which independem of the biological question (Tylor, apud Silva and Silva). The cultural question must be understood of Holistic form, that is, must be considered all the Inter-relations of the components of the way where the individual and its culture are inserted, in full agreement with the Platonic thought ‘ ‘ All man is a social, cultural being and poltico.’ ‘ (PLATO, without date). It enters the theories of eurocntrico character, of which we are fruits, it is possible to perceive the influence strict on Darwin to the evolucionista character, therefore its defenders nailed a scale of cultural evolution, with stages to be fulfilled throughout the time, in way to reach definitive advance. The breaking or desconstruo of this generalista concept, in accordance with Good cited in the text-base (ARAJO, 2010), it elapses of the fact of that ‘ ‘ all culture has a history prpria’ ‘ , that is, each people, tribe, or social group, among others, has its particular form of culture that cannot or must be compared with other cultures..

Brazilian Ones

These relations of daily developed que3 you with the slaves were same of boundary line superiority, were exactly etnocntrica, not allowing that the ones that came slaves of another one continent, in the case of the African blacks, these could not exert its culture and nor its religions, as they made in its native land. These total lived isolated in one senzala, others in dungeon, and or in trunks, fulfilling chibatadas punishments leading, and being reason of laughs for all the ones that were there, and were part of the local community. But device Mr. was the form of them, to show excessively what he would be made with them if they tried to escape. In such a way if he cannot have a romantic vision of Brazilian settling, in the felt truth the true one of this word must be ' ' oppression, destruction, ' ' I believe that if it cannot give another name that has little, felt of what this. Everything this because the Portuguese crown intended, to explore the land that was taking ownership to produce its riquezas.e so that this became a reality, was necessary that it decimated the ones that this way liveed, for example the indians, exactly that it was in the works as occurred for varies times in the state of the Amap according to Fernando Saints. The blockhouse for being huge, slowly she was being constructed for the enslaved work of the black and the indian, with the natives used mainly in the transport of rocks in canoe, of the region of the river quarries, to the place where if construa the ortaleza of is Jose. The delay in its conclusion also elapsed for indifference of the Portuguese government, of intempries that they damaged for times what already was ready, and finished and the tropical endemic diseases that grassavam, and adoecendo and decimating many that in them worked.


of grandesguas, mother of deuses and the men, Iemanj. It is one of the primordial mothers eest present in some myths that they tell on the creation of the world. In terrasbrasileiras, she gained the sovereignty on the oceans and seas, conducted in Africa porOlocum, orix forgotten in Brazil and little remembered in Cuba. Olocum is the antigasenhora of the deepenings of the life, the occult mysteries and orixs. Acelebrao de Iemanj in Africa is associated with the river Nger and can serobservada around the celebrations of primordial feminine deities.

Associated esseculto of the first mothers, we will find two orixs infantile very remembered noBrasil, the Ibejis twin, orixs children who they guide and they preside over infnciae the same fraternity and the infantile side of the adults. Oxal is orepresentante direct of the Supreme Being, Olorum and, therefore, it heads the panteo dCriao. Oxal or Obatal, also known for Orixanl and Oxaluf, is criadordo man and absolute gentleman of air, the breath and the life. Had the essesatributos, it is called the Great Orix, Orix Nl. Orix is one very respeitadotanto for its worshippers as for the too much deities, therefore many orixs soidentificados as children its.

Odudua is criadorda Land, ancestral of iorubs and this orix keeps soul linking with Orani, the responsible one for the appearance of the cities. In Africa it has a conflict between ospartidrios of Odudua and Oxal, but, in Brazil, Odudua was forgotten edesapareceu almost completely, being confused with characteristics of prprioOxal. Iorubs cremque women and men descends of orixs, not having, therefore, an origin nicacomo in Christianity. Each person inherits one orix and is of this characteristic deity that provmsuas and particular marks e, ' ' when which is known is orix dapessoa, can be foreseen as it will behave in day-by-day, therefore if acreditaque the human being inherits preferences, desires, fears and ways to act prpriosde its orix.